Unity Bank USSD Code: Doing banking on your phone just got simpler! Unity Bank has introduced easy-to-use transfer codes that let you manage your money on the go. Let’s explore how these codes make your banking experience better.
No more complications! Unity Bank’s transfer codes make banking easy for you. Just use the special USSD code to do things like transferring money, checking your balance, buying airtime, and paying bills. This feature is made to give you the freedom to handle your money conveniently, wherever you are.
Let’s explore Unity Bank USSD code, how to use them and benefits and features available with the code!

Key Phrases
- Unity Bank Code to Check Balance, Account Number, and Transfer Money
- Unity Bank Transfer Code 2025
- Unity Bank Transfer Code to Other Banks
- Unity Bank USSD Codes for Loan, Airtime Purchase, BVN, ATM Card Block, and Data
- Benefits and Features of Unity Bank USSD Codes
- How to Block and Unblock Unity Bank USSD Code
- How to Create Unity Bank Transfer Pin
- How to Register Unity Bank Code Without ATM Card
- Requirements to Activate Unity Bank USSD Code
See also: Heritage Bank Transfer Code – List of Heritage Bank Codes
What is Unity Bank Transfer Codes
Unity Bank’s transfer codes are like magic commands for your mobile phone, making banking as simple as sending a text. You don’t need the internet – it’s like having a bank at your fingertips, especially handy for those in places where internet connection is a bit tricky.
These codes are designed to be user-friendly, giving you the power to handle your account, check balances, send money within Unity Bank, and pay bills, all with just a few taps on your phone.
But it’s not just about the basics. Unity Bank’s transfer codes go beyond the usual. You can send money to other banks, grab airtime, settle bills, and more. It’s like having a mini bank right on your phone.
Why are they doing this? Unity Bank is all about bringing banking to everyone, no matter where they are. By using these codes, they’re breaking down barriers and letting customers easily join the banking world, even in places where the internet is a bit bad.
So, Unity Bank’s transfer codes aren’t just numbers and symbols – they’re keys to a world of easy banking. They’re making sure that no matter where you are, banking is as simple as a text message. It’s their way of keeping up with the times and making sure your money moves as fast as you do.
Requirements to Activate Unity Bank USSD Code
Activating Unity Bank’s USSD code service typically requires a few simple things:
- Know the USSD Code: Familiarize yourself with the specific USSD code provided by Unity Bank for activating their services. Typically, it starts with *7799#.
- A debit card: You need to have an active debit card that’s linked to your Unity Bank account.
- Unity Bank Account: You must have an active account with Unity Bank to use the USSD service. Ensure your account is operational and in good standing.
- Registered Phone Number: Your phone number must be linked or registered with your Unity Bank account. This number is crucial as it will be used for the USSD transactions.
- Mobile Phone: Any mobile phone will do, whether it’s a basic feature phone or a smartphone. As long as it can make calls and send SMS, you’re good to go.
How to Activate Unity Bank USSD Code in 2025
To activate Unity Bank USSD code on your phone in Nigeria, just follow these simple steps:
- Dial *7799# on your mobile device with the Unity Bank-linked phone number.
- Select the activation option from the presented menu.
- Choose the specific service you want to activate.
- Enter your Unity Bank account number to link it.
- Generate a 4-digit PIN for transaction verification.
- Receive a confirmation message indicating successful activation.
Now you can use the Unity Bank USSD code for various transactions. If needed, contact Unity Bank’s customer service for assistance.
List of Unity Bank USSD Codes for 2025
Here is a list of Unity Bank USSD codes for various transactions:
- Unity Bank USSD code menu – Dial: *7799#
- Unity Bank code to check balance – Dial: *7799*0#
- Unity Bank code for transfer of money to Unity Bank – Dial: *7799*1*Account Number*Amount#
- Unity Bank code for transfer of money to other banks – Dial: *7799*1*Account Number*Amount#
- Unity Bank code to buy airtime for self – Dial: *7799*Amount#
- Unity Bank code to buy airtime for others – Dial: *7799*Phone Number*Amount#
- Unity Bank code for BVN verification – Dial: *7799*5#
- Block Account – Dial: *7799*9*Phone Number#
- USSD on POS – Dial: *7799*000*RefID#
- Cardless Withdrawal – Dial: *7799*8*Amount#
- Bet9ja Wallet funding – Dial: *7799*403*Bet9ja ID*amount#
- Pay bills such as DSTV, PHCN, and others – Dial: *7799*4*Biller ID*Amount#
- Access Unity Bank loan service – Dial: *7799*8#
How to Block Your Unity Bank USSD Code
To block your Unity Bank USSD code in case of any suspected compromise or security concerns, you can follow these steps:
- Dial *7799# from the phone number linked to your Unity Bank account.
- Navigate through the on-screen prompts until you find the option to block or deactivate your USSD code.
- Enter your USSD code PIN when prompted.
- Confirm the action to block your Unity Bank USSD code.
Now let’s look at how to unblock your account after blocking it!
How to Unblock Your Unity Bank USSD Code
To unblock your Unity Bank USSD Code, Follow the step below:
- Visit the nearest Unity Bank Branch in your area
- Meet any of their customer care representative and tell him/her you want to unblock your USSD code
- They will put you through the process to unblock it.
How to change Unity Bank Transfer Pin
To change your Unity Bank transfer PIN, follow these steps:
- Dial *7799# from the phone number linked to your Unity Bank account.
- Navigate through the on-screen prompts until you find the option to change your PIN.
- Enter your current Unity Bank transfer PIN when prompted.
- Input your new 4-digit transfer PIN.
- Confirm the new PIN by entering it again.
Once the process is complete, you should receive a confirmation message indicating the successful change of your Unity Bank transfer PIN.
Check this: Sterling Bank USSD Code – List of Sterling Bank Codes
Benefits and Features of Unity Bank USSD Codes
- Transaction History: Customers can also access their transaction history using these codes.
- Convenience: Perform various transactions swiftly from your phone.
- Security: Transactions are secured using personalized PINs and verification processes.
- Accessibility: Banking services anywhere, anytime, without internet access.
- Instant Confirmation: Receive immediate notifications for transactions conducted.
- Ease of Use: The USSD codes are user-friendly, providing a simple interface to conduct various banking activities.
- Security: Unity Bank ensures the security of transactions conducted through USSD codes by requiring authentication using a personal PIN.
Frequently Asked Questions on Unity Bank Transfer Code
What is the Unity Bank transfer code?
Dial *7799# on your mobile phone to access Unity Bank’s USSD transfer code.
How do I check my account balance using the transfer code?
Dial *7799*0# to check your Unity Bank account balance.
Can I transfer money to other banks with the same code?
Yes, dial *7799# and follow the prompts to transfer funds to other banks.
What’s the USSD code for recharging airtime on my phone?
Dial *7799*Amount# to recharge airtime for your own phone.
How do I transfer money to another Unity Bank account?
Dial *7799*1*amount*account number# to transfer funds within Unity Bank.
Is it possible to buy airtime for another phone number using the code?
Yes, dial *7799*Amount*phone number# to purchase airtime for another phone.
What should I do if I forget my USSD PIN?
Contact Unity Bank customer care to reset your USSD PIN for security reasons.
Can I open a new Unity Bank account using the transfer code?
No, account opening is not typically available through the USSD code. Visit a Unity Bank branch for new account opening.
Conclusion
In conclusion, the Unity Bank USSD code serves as a powerful and accessible tool, empowering customers to manage their banking needs swiftly and conveniently. With the ability to check balances, transfer funds, and recharge airtime using a simple dialing sequence, the USSD code embodies Unity Bank’s commitment to providing user-friendly digital solutions. As the financial landscape evolves, Unity Bank’s USSD code stands as a testament to the bank’s dedication to enhancing the customer experience through innovative and efficient means.